Combined Funder Tennessen Warning , Privacy Act Notice and Applicant Certification
One Roof Community Housing collects financial and demographic information about the families/individuals that apply for its programs. This information is legally required to determine eligibility for our different programs and lending products. The information is in turn shared with our funding partners to assist them in managing their programs. After we receive your application, you will be asked to sign a release that authorizes One Roof to share your information with the following funders: Minnesota Housing Finance Agency, Greater Minnesota Housing Finance Agency, St. Louis County, Federal Home Loan Bank of Des Moines, City of Duluth, and Local Initiatives Support Corporation. Your signature will also authorize the following mortgage lenders to provide copies of borrower documents to One Roof connected with the purchase transaction: US Bank, North Shore Bank of Commerce, Wells Fargo, and Northern Communities Credit Union.
Financial information, such as credit reports, financial statements and net worth calculations, is classified as private data on individuals by Minnesota Statutes 462A.065. You are not required to provide this information, but without it we will be unable to determine your eligibility and approve your application. Certain individual demographic information, including but not limited to disability status, race, and ethnicity, is also private data and is being requested for the purpose of evaluating the effectiveness of the program(s) in achieving specific goal(s). The information will be shared with our funders only when required to do their jobs. Where access to the data is authorized by state statute or federal law, it may be made available to others as so authorized.
By submitting this application, the applicant/household member(s) certify that all information in this application, and all information furnished in support of this application, is given for the purpose of participating in one or more of One Roof Community Housing's programs. All information provided is true and complete to the best of my/our knowledge and belief.