Essentia Hillside Homeownership Program Form

This form to be completed by Lender.
30 day lead time is requested, minimum lead time is 15 days.
Once completed please send Reservation Form, Lender’s 1003, One Roof’s Homebuyer Education Completion Certificate, borrower’s Essentia paystubs and authorization stating Lender and One Roof can share all information regarding this transaction to gmoen@1roofhousing.org, please put EHP Loan in the subject line.
One Roof Community Lending will verify to the loan officer by email that the amount of assistance requested has been approved.
The loan estimate and closing disclosure will be sent to the borrower & loan officer.
Title work (needed for legal description, 14 days prior to closing).
Loan funds wired directly to Title Company.
Contact info: One Roof Community Lending 218-727-5372 FAX 218-727-9368
Gloria Moen: 218-461-4019 (direct) or email to gmoen@1roofhousing.org
Back up Contact: Lauren Horton 218-727-5372 x.2070 lhorton@1roofhousing.org

LOAN AMOUNT REQUESTED: $

Loan Officer:

Phone:

Email:

Name of Lending Institution:

Borrower Name(s):

Borrower Email:

If borrower has no e-mail, enter noemail@noemail.com

Borrower Phone:

Does at least one borrower receive 51% or more of their income from Essentia?

Property Address including Zip Code:

Closing Date:

Lender Verified Household Income: $

Credit Score:

Sale Price: $

First Mortgage Amount: $

Term of First Mortgage:

LOCKED Interest Rate:

Name and address of Title Company (and Closer):

Title Company Phone:

Title Company Email:

Completion Date of One Roof's Home Buyer Education Class:

I verify that this information is accurate and based on the most current information verified by the above listed Lending Institution. It is my understanding that this information will be used to qualify the applicant for a Essentia Homeownership Loan Program. I also agree to provide a copy of the Settlement Statement upon closing.

Enter Name Here to Sign Form:

Date:

Please send copies of borrower’s Essentia paystubs to lhorton@1roofhousing.org

Contact Information