Program Information

Please choose which program you are applying for:

CHT Homeownership Program - Purchase an affordable home in Orange County, NC
Town of Chapel Hill Employee Assistance - The TOCH offers financial assistance to qualifying employees who are looking to rent or purchase a home. Employees looking to purchase a CHT home should choose this option.
CHT Rental - Applicants interested in living at The Landings at Winmore should contact Lois Johnson at ljohnson@msiemail.net. Do NOT apply here. CHT has a very limited supply of other rental properties.

Interested Program

TOCH Assistance Type

How did you hear about this program?

Primary Applicant Contact Information

First Name

Middle Name

Last Name

Mailing Street

City

Mailing State/Province

Mailing Zip/Postal Code

Home Phone

Mobile Phone

Work Phone

Text Communication

Preferred Phone

Personal Email

Work Email

Primary Applicant Information

Gender

Birthdate

Applicant's Marital Status

Separated Length of Time

This information is requested by the Federal Government for certain types of housing loan applications, in order to monitor compliance with equal credit opportunity, fair housing and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so. It will not affect your eligibility to participate in any of our programs.

Applicant's Race

Applicant's Ethnicity

Applicant's Residency Status

Applicant's Education Attainment

Applicant's Employment Status

Applicant's Student Status

Applicant's Graduation Date

Does the applicant have needs that require special accommodation?

Please Describe.

Do you have a co-applicant?

Co-Applicant Contact Information

Co-Applicant First Name

Co-Applicant Middle Name

Co-Applicant Last Name

Co-Applicant Mailing Street

Co-Applicant City

Co-Applicant Mailing State/Province

Co-Applicant Zip/Postal Code

Co-Applicant Preferred Phone

Co-Applicant Mobile Phone

Co-Applicant Home Phone

Co-Applicant Work Phone

Co-Applicant Text Communication

Co-Applicant Email

Co-Applicant Work Email

Co-Applicant Information

Gender

Birthdate

Race

Ethnicity

Co-Applicant's Residency Status

Education Attainment

Employment Status

Co-Applicant's Student Status

Co-Applicant's Graduation Date

Does the co-applicant have needs that require special accommodation?

Please Describe.

Household Information

Have you lived/worked in Orange County for at least a year?

How many months?

Have you owned a home in the last 3 years?

How long ago did you sell your home?

What is the primary language spoken in your household?

Is anyone in your household have limited English proficiency?

Is there something forcing you to move from your current living situation, such as divorce or separation?

Is anyone in your household active military or a veteran?

Are you expecting any changes to your household in the next 12 months?

Please describe.

Household Information (continued)

Please describe your current living situation.

What type of home are you currently living in?

Are you currently in a lease?

Are you in a month-to-month lease?

When is your lease termination date?

What is your primary purpose for applying to this program?

How much are your current monthly housing costs (rent, utilities, etc.)

Have you made any late payments in the past 12 months?

Have you ever filed bankruptcy?

What was the discharge date?

Applicant's estimated credit score

Co-Applicant's estimated credit score

Are you expecting a gift to help you purchase your home?

How much?

What is your household type?

Do you have any dependents?

Dependent 1

Name

Birthdate

Gender

Age

Is your dependent over the age of 18?

Does the dependent live with your full-time (>50% of the time) or part-time (<50% of the time?)

Race

Ethnicity

Does the applicant have needs that require special accommodation? Assistance must be documented by the public school system or government agency.

Please Describe.

Employment Status

Is the dependent enrolled in an undergraduate program at least part-time?

Do you need to add another dependent?

Dependent 2

Name

Birthdate

Gender

Age

Is your dependent over the age of 18?

Does the dependent live with your full-time (>50% of the time) or part-time (<50% of the time?)

Race

Ethnicity

Does the applicant have needs that require special accommodation? Assistance must be documented by the public school system or government agency.

Please Describe.

Employment Status

Is the dependent enrolled in an undergraduate program at least part-time?

Do you need to add another dependent?

Dependent 3

Name

Birthdate

Gender

Age

Is your dependent over the age of 18?

Does the dependent live with your full-time (>50% of the time) or part-time (<50% of the time?)

Race

Ethnicity

Does the applicant have needs that require special accommodation? Assistance must be documented by the public school system or government agency.

Please Describe.

Employment Status

Is the dependent enrolled in an undergraduate program at least part-time?

Do you need to add another dependent?

Dependent 4

Name

Birthdate

Gender

Age

Is your dependent over the age of 18?

Does the dependent live with your full-time (>50% of the time) or part-time (<50% of the time?)

Race

Ethnicity

Does the applicant have needs that require special accommodation? Assistance must be documented by the public school system or government agency.

Please Describe.

Employment Status

Is the dependent enrolled in an undergraduate program at least part-time?

Please contact us directly to add additional dependents.

Income

What type of income do you have?

Annual Income

Employment Start Date

Average hours worked per week

Occupation

Employer Name

Employer City

Does the applicant have additional income?

Additional Income

Please indicate the type of income.

Annual Income

Employment Start Date

Average hours worked per week

Employer Name

Employer City

Co-Applicant Income

Does the co-applicant have income?

Please indicate the type of income.

Annual Income

Employment Start Date

Average hours worked per week

Occupation

Employer Name

Employer City

Asset #1

Asset Type

Bank Name

Current Balance

Asset #2

Asset Type

Bank Name

Current Balance

Asset #3

Asset Type

Bank Name

Current Balance

Asset #4

Asset Type

Bank Name

Current Balance

If you need to add additional assets, please send the statements directly to CHT.

Debt

Do you have any debt?

Debt #1

Payee

Debt Type

Balance Due

Monthly Payment

Do you need to add another account?

Debt #2

Payee

Debt Type

Balance Due

Monthly Payment

Do you need to add another account?

Debt #3

Payee

Debt Type

Balance Due

Monthly Payment

Do you need to add another account?

Debt #4

Payee

Debt Type

Balance Due

Monthly Payment

If you need to add addition debt, please add the balance and monthly payment to another account with the same type. For example, add all credit cards together or all student loans.

Working with Real Estate Agents

Are you currently working with a Realtor?

Realtor Name

Realtor Phone Number

Community Home Trust is a licensed real estate firm. Please note, CHT does not represent the buyer or the seller in our sales transactions. Our realtors use their experience and expertise to help you throughout the process, however, we do not provide any legal representation. You must complete the attached Working With Real Estate Agents Disclosure to proceed with your application.

Please click HERE to sign the Working With Real Estate Agents Disclosure.

Have you completed this step?

Required Documentation

In order to process your application, we need a copy of your most recent 3 months of bank statements and 3 months of paystubs. We cannot review your application until this information is received. You can upload it here or email it to dgilmore@communityhometrust.org OR bring it by our office. If the office is closed, please drop all documents in the mail slot in the door.

Additional documentation may be required to verify your information.

Upload Document #1

Upload Document #2

Upload Document #3

Upload Document #4

Upload Document #5

Upload Document #6

Please add any additional information you would like to include with your application.

Authorizations

By submitting this application, you agree to all of the following:

I/We authorize representatives from CHT to provide and request information to lenders, government agencies, attorneys, counselors, and employers as necessary to facilitate my home purchase transaction.I/We authorize CHT representatives to contact me via email and telephone as provided on this applicationI/We understand that completion of this application does not guarantee my/our eligibility for the program and/or that I/we will successfully purchase a home through Community Home Trust. I understand that my ability to purchase is contingent upon verification of eligibility, eligibility of funds, and upon my completion of all CHT requirements.

By submitting this application, you agree to all of the following:

I/We authorize CHT representatives to contact me via email and telephone as provided on this applicationI/We understand that completion of this application does not guarantee my/our eligibility for the program.I/We understand that if an employee leaves employment with the Town within 5 years, they will repay the down payment or closing cost assistance at a rate of 20% for each year under 5 years they work.

By submitting this application, you agree to all of the following:

I/We authorize CHT representatives to contact me via email and telephone as provided on this applicationI/We understand that completion of this application does not guarantee my/our eligibility for the program.I/We understand that if an employee leaves employment with the Town or moves outside of Town limits within 1 year of the time assistance is received, the total assistance provided shall be repaid.

Type your name to attest to the above statements

Date: