Application page 1 of 3
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Application page 2 of 3
What interests you in teaching a Homebuyer University class?
What do you value about the Habitat Chicago mission?
I am interested in and feel qualified to teach the following classes (select all that apply)
Launching Your Homebuying Journey
Relevant history: 2+ years residential lender or realtor experience.
Class description: The sequence of the major steps in the homebuying process, how discrimination appears in the homebuying process, the ways in which neighborhood selection matters in homeownership, and how and why to use an asset-based framework for neighborhood assessment.
Managing the Costs of Homeownership
Relevant history: 2+ years of lending or housing industry experience.
Class description:
T
he structure of a home loan and the variables that affect the total cost, the terminology and implications of the upfront and ongoing costs associated with homeownership, and strategies for reducing the costs of a loan and upfront and ongoing costs of homeownership.
Knowing what the Lenders Know
Relevant history: 2+ years residential lender or realtor experience.
Class description:
T
he documents required to submit a loan application, how a lender evaluates a loan application, including the “4 Cs” and qualifying ratios, and the concept of risk in the evaluation process and what an applicant can do to strengthen their application in the eyes of a lender.
Maximizing your Dollars
Relevant history: 2+ years with personal financial coaching experience.
Class description:
C
redit and debt in the loan application process, the factors that determine credit score, how to build/repair/improve credit score and history, and strategies for reducing debt and managing a budget to prepare for homeownership.
Diving into Mortgages
Relevant history: 2+ years residential lender or realtor experience.
Class description:
T
he characteristics of different loan products, how to compare the total cost of a loan using the loan estimate, working with a lender to find the best loan product and the purpose of major mortgage/closing documents.
Application page 3 of 3
Please upload a copy of your resume reflecting your relevant work history.
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