Deed Restricted Workforce Housing Eligibility Application

Important Information - Please Read

Mountainlands Community Housing Trust (MCHT) is an equal opportunity affordable housing developer. MCHT and it's staff act in accordance with the Fair Housing Act, which prohibits discrimination and the intimidation of people in their homes, apartment buildings, and condominium development.

Please be sure to have all the required documentation in an electronic pdf format, ready for easy uploading. If your documents are too large, you will encounter an error message when you try to submit the application. Keep or compress your documents into the kilobyte file size range. A list of required documentation was provided via email and is below as well. It is up to you to provide the required documents pertaining to your situation.

Copy of Primary Applicant's Utah Driver's License or Utah State ID card.
Paystubs (a two month history) for all income sources in the past 12 months. This means the last two months for current jobs and the final two months for any other jobs worked in the last 12 months at which you are not currently working (seasonal work or previous jobs). Each paystub must include employee and employer information, pay period dates, itemized gross earnings, deductions, and a summary including the year to date information.
A completed and employer signed Verification of Employment for each employer.
Last two most recent tax returns (all pages) and W-2s for each wage earner (If self employed, attach copies of: (a) state business registration, (b) Summit or Wasatch County business license and (c) evidence that the business provides substantial goods/services within Summit or Wasatch County).
Official documentation supporting any other income (e.g., divorce settlement papers, unemployment statements, etc.).
3 months statements for all assets and liabilities (e.g., bank statements, investment account statements, etc.).
A current loan pre-approval letter from a lender showing maximum purchase price and total household income used for loan qualification. If your lender has not included the qualifying income on the letter please wait to submit your application until you have an updated letter.

Saving the Application

Should you realize you need additional documentation after you start the application, you can click the "save my progress and resume later" link at the top or bottom of any page. You'll be promoted to submit an email and password. Afterwards you'll receive an email with a link that can be used later to open the application and continue working. When you return to complete the form, you will need to provide the same email and password.

If your internet connection is inconsistent, please save your progress as you go. All required fields must be filled. Any left blank will be highlighted in red when you attempt to submit.

Primary Applicant

Provide details for the Primary Applicant below. The Primary Applicant will be the main contact for Mountainlands followup inquiries. It is required that the Primary Applicant be the most significant contributor to the family income. If there is a Co-Applicant, please include their details as well.

First Name

Last Name

Email Address

Primary Phone

Primary Applicant Mailing Address

Mailing Address

City

State

Zip

Primary Applicant Profile

Date of Birth

Primary Language

Marital Status

Employment Status

YesNo

Are you a First-Time Home Buyer? (a first-time home buyer is someone who has never owned a home or has not owned a home for at least three years).

First-Time Home Buyer Education

Date Homebuyer class completed or NA if you haven't attended one.

Have you completed a First-Time Home Buyer Education class? If so, please indicate the date and attach a copy of the completion certificate.

Certificate of Home Buyer Training Class

YesNo

Do you, your spouse/partner or any of your dependents currently own other property?

Current Property Ownership

Please describe the type (e.g. residential, vacation, commercial, unimproved land), location, and value of each property.

Program Eligibility Validation

A member of the household must work 30+ hours per week or 1,560+ hours per year for a business located within Wasatch County. The employment documentation to be provided in this application will provide documentation of this fact if so indicated. If you are not working, please check the appropriate box and upload documentation as evidence:

Self-employed - a person with a business that is registered as a business entity in the State of Utah, have a current Wasatch County business license, and provide substantial goods and/or services within Wasatch County. Please attach proof that a minimum of 75% of the goods and/or services of your business support the Wasatch County community.Disabled - as defined by the Americans with Disabilities Act. Please attach doctor's statement.Retired - a retired person who immediately preceding retirement was a full-time employee of an entity located within the Heber City School District boundaries for at least two continuous years and continued living as a full-time resident within the Heber City School District boundaries following his or her retirement. Please attach documentation with name and phone number of employer immediately prior to retirement.

Please upload the supporting documentation for the selection above.

Co-Applicant

YesNo

Is there a Co-Applicant?

First Name

Last Name

Co-Applicant Contact Information

Phone

Co-Applicant Profile

Employment Status

Date of Birth

Asset Certification

Include on this form all assets owned by all household members. Please attach statements covering the last three months for all assets listed such as bank statements, investment account, etc.

Assets

Please list the current value of all household Assets. Please enter numbers without dollar signs. If zero, enter "0".

Checking Accounts

Three Month's Checking Accounts Statements

Savings Accounts

Three Month's Savings Accounts Statements

Retirement Accounts

Three Month's Retirement Accounts Statements

Investments

Three Month's Investments Statements

CDs (Certificate of Deposit):

Three Month's CDs Statements

Real Estate:

Real Estate Appraisal Reports

Other Assets:

Additional Information and Document Uploading

Additional Documents

An application is not considered complete unless the following documents are included (tax returns, W2s, loan preapproval letter, and current pay stubs). The "Other" is where you can upload any additional documentation that will be helpful or necessary to support your application.

Last Years Tax Returns (all pages) for all income earners in the household

Last Years W2s for all income earners in the household

Tax Returns Year Prior to last (all pages) for all income earners in the household

W2s Year Prior to Last for all income earners in the household

Loan pre-approval letter from a lender which clearly indicates the maximum purchase price for which you are approved, and the total household income used for loan qualification. All qualified Applicants must be able to qualify for a sufficient mortgage without a co-signer.

Driver's License(s) for applicant (and co-applicant if applicable).

Other

Authorization and Signatures

Acknowledging authorization

To submit this application, all household members over the age of 18 must sign (type) their names below. By clicking the ‘submit’ button at the bottom of this page and submitting this application, each person signing acknowledges and agrees to the following:

Authorization

Each signer hereby authorizes Mountainlands Community Housing Trust (Mountainlands) to make such investigation(s) into the signer's financial history as Mountainlands deems appropriate to evaluate this application. Such investigation typically includes (but is not limited to) verification of employment, income and assets, and criminal history.

Each signer hereby acknowledges that the information provided has not been falsified and is an accurate representation of their situation.

Primary Applicant

Date

Co-Applicant

Date

Applicant

Date

Applicant

Date

Applicant

Date

When you click submit below it may take a few moments. Please only hit the Submit button once. We’ll double check to make sure you have submitted all the necessary fields. If you've missed anything you may need to use the Previous Page and Next Page buttons to navigate back to the field missing info. When you've filled out any of the missing pieces, submit again.

Upon receipt of your application, the provided information will be reviewed by Mountainlands staff. If additional information is required, you will be contacted. If everything is completed properly and your household's eligibility is verified, Mountainlands staff will contact you to walk you through the REPC (Real Estate Purchase Contract).

Thank you for taking the time to complete this application!

Deed Restricted Workforce Housing Eligibility Application

Primary Applicant

Co-Applicant

Other Household Members

Household Income

Asset Certification

Additional Information and Document Uploading

Authorization and Signatures